.iv-hcobs{--iv-primary:#084278;--iv-primary-dark:#062f55;--iv-accent:#2a6ba8;--iv-text:#1a1a1a;--iv-text-muted:#555;--iv-surface:#fff;--iv-surface-alt:#f0f4f8;--iv-surface-dark:#084278;--iv-border:#d6dde5;--iv-radius:6px;--iv-radius-lg:10px;--iv-shadow-sm:0 1px 2px rgba(8,66,120,.06);--iv-shadow-md:0 4px 16px rgba(8,66,120,.1);--iv-max-width:1200px;--iv-gutter:24px;color:var(--iv-text);font-family:Helvetica Neue,Helvetica,Arial,sans-serif;font-size:17px;line-height:1.55;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale}.iv-hcobs *,.iv-hcobs :after,.iv-hcobs :before{box-sizing:border-box}.iv-hcobs__container{margin:0 auto;max-width:var(--iv-max-width);padding:0 var(--iv-gutter)}.iv-hcobs__eyebrow{color:var(--iv-accent);font-size:13px;font-weight:700;letter-spacing:.08em;margin:0 0 12px;text-transform:uppercase}.iv-hcobs__eyebrow--on-light{color:var(--iv-primary)}.iv-hcobs__eyebrow--inverse{color:#bfd3e8}.iv-hcobs__h1{font-size:clamp(2rem,4.5vw,3.25rem);letter-spacing:-.01em;line-height:1.1}.iv-hcobs__h1,.iv-hcobs__h2{color:var(--iv-primary);font-weight:700;margin:0 0 20px}.iv-hcobs__h2{font-size:clamp(1.5rem,3vw,2.125rem);letter-spacing:-.005em;line-height:1.2}.iv-hcobs__h2--center{text-align:center}.iv-hcobs__lede{color:var(--iv-text-muted);font-size:1.125rem;margin-bottom:28px}.iv-hcobs__lede p{margin:0 0 12px}.iv-hcobs__prose p{margin:0 0 16px}.iv-hcobs__prose ul{margin:0 0 16px;padding-left:1.25rem}.iv-hcobs__prose li{margin-bottom:8px}.iv-hcobs__prose--lede{color:var(--iv-text-muted);font-size:1.0625rem}.iv-hcobs__cta-row{display:flex;flex-wrap:wrap;gap:12px;margin-top:8px}.iv-hcobs__btn{border:2px solid transparent;border-radius:var(--iv-radius);cursor:pointer;display:inline-block;font-size:15px;font-weight:600;letter-spacing:.01em;line-height:1.2;padding:14px 26px;text-decoration:none;transition:background-color .15s ease,transform .05s ease,box-shadow .15s ease}.iv-hcobs__btn:active{transform:translateY(1px)}.iv-hcobs__btn--primary{background:var(--iv-primary);color:#fff}.iv-hcobs__btn--primary:hover{background:var(--iv-primary-dark);box-shadow:var(--iv-shadow-md);color:#fff}.iv-hcobs__btn--ghost{background:transparent;border-color:var(--iv-primary);color:var(--iv-primary)}.iv-hcobs__btn--ghost:hover{background:var(--iv-primary);color:#fff}.iv-hcobs__btn--inverse{background:#fff;color:var(--iv-primary)}.iv-hcobs__btn--inverse:hover{background:var(--iv-surface-alt);color:var(--iv-primary-dark)}.iv-hcobs__link-arrow{border-bottom:2px solid transparent;color:var(--iv-primary);display:inline-block;font-weight:600;padding-bottom:2px;text-decoration:none;transition:border-color .15s ease}.iv-hcobs__link-arrow:hover{border-bottom-color:var(--iv-primary)}.iv-hcobs__hero{background:linear-gradient(180deg,var(--iv-surface-alt) 0,var(--iv-surface) 100%);padding:72px 0 56px}.iv-hcobs__hero-grid{align-items:center;display:grid;gap:40px}.iv-hcobs__hero--has-image .iv-hcobs__hero-grid,.iv-hcobs__hero-grid{grid-template-columns:1fr}.iv-hcobs__hero-media img{border-radius:var(--iv-radius-lg);box-shadow:var(--iv-shadow-md);height:auto;width:100%}.iv-hcobs__problem{background:var(--iv-surface);padding:72px 0}.iv-hcobs__problem .iv-hcobs__container{max-width:820px}.iv-hcobs__solution{background:var(--iv-surface-alt);padding:72px 0}.iv-hcobs__pillars{display:grid;gap:16px;grid-template-columns:1fr;list-style:none;margin:32px 0 24px;padding:0}.iv-hcobs__pillar{background:#fff;border:1px solid var(--iv-border);border-radius:var(--iv-radius-lg);border-top:4px solid var(--iv-primary);box-shadow:var(--iv-shadow-sm);padding:24px}.iv-hcobs__pillar-title{color:var(--iv-primary);font-size:1.0625rem;font-weight:700;margin:0 0 8px}.iv-hcobs__pillar-body{color:var(--iv-text-muted);font-size:.9375rem;margin:0}.iv-hcobs__section-cta{margin-top:24px}.iv-hcobs__metrics{background:var(--iv-surface);padding:64px 0}.iv-hcobs__metrics-grid{display:grid;gap:20px;grid-template-columns:1fr;margin-top:32px}.iv-hcobs__metric{background:var(--iv-surface-alt);border:1px solid var(--iv-border);border-radius:var(--iv-radius-lg);padding:28px 20px;text-align:center}.iv-hcobs__metric-value{color:var(--iv-primary);font-size:clamp(2.5rem,5vw,3.25rem);font-weight:700;letter-spacing:-.02em;line-height:1;margin:0 0 8px}.iv-hcobs__metric-label{color:var(--iv-text);font-size:1rem;font-weight:600;margin:0 0 4px}.iv-hcobs__metric-note{color:var(--iv-text-muted);font-size:.8125rem;margin:0}.iv-hcobs__refs{background:var(--iv-surface-alt);padding:72px 0}.iv-hcobs__ref-grid{display:grid;gap:20px;grid-template-columns:1fr;margin-top:32px}.iv-hcobs__ref-card{background:#fff;border:1px solid var(--iv-border);border-radius:var(--iv-radius-lg);box-shadow:var(--iv-shadow-sm);padding:28px 24px}.iv-hcobs__ref-logo{height:40px;margin-bottom:16px}.iv-hcobs__ref-logo img{max-height:40px;width:auto}.iv-hcobs__ref-name{color:var(--iv-primary);font-size:1.125rem;font-weight:700;margin:0 0 4px}.iv-hcobs__ref-segment{color:var(--iv-accent);font-size:.8125rem;font-weight:600;letter-spacing:.06em;margin:0 0 12px;text-transform:uppercase}.iv-hcobs__ref-outcome{color:var(--iv-text-muted);font-size:.9375rem;margin:0}.iv-hcobs__diff{background:var(--iv-surface);padding:72px 0}.iv-hcobs__diff-grid{display:grid;gap:24px;grid-template-columns:1fr;margin-top:32px}.iv-hcobs__diff-item{border-left:4px solid var(--iv-primary);padding-left:20px}.iv-hcobs__diff-title{color:var(--iv-primary);font-size:1.125rem;font-weight:700;margin:0 0 8px}.iv-hcobs__diff-body{color:var(--iv-text-muted);font-size:.9375rem;margin:0}.iv-hcobs__cta-band{background:var(--iv-surface-dark);color:#fff;padding:72px 0}.iv-hcobs__cta-band-inner{text-align:center}.iv-hcobs__cta-band-title{color:#fff;font-size:clamp(1.5rem,3.5vw,2.25rem);font-weight:700;line-height:1.2;margin:0 0 16px}.iv-hcobs__cta-band-body{color:#d5e0ec;font-size:1.0625rem;margin:0 auto 28px;max-width:720px}.iv-hcobs__cta-band-body p{margin:0 0 12px}.iv-hcobs__faq{background:var(--iv-surface);padding:72px 0}.iv-hcobs__faq-list{display:flex;flex-direction:column;gap:8px;margin:32px auto 0;max-width:820px}.iv-hcobs__faq-item{background:var(--iv-surface);border:1px solid var(--iv-border);border-radius:var(--iv-radius);overflow:hidden}.iv-hcobs__faq-item[open]{box-shadow:var(--iv-shadow-sm)}.iv-hcobs__faq-q{color:var(--iv-primary);cursor:pointer;font-size:1.0625rem;font-weight:600;list-style:none;padding:20px 48px 20px 24px;position:relative}.iv-hcobs__faq-q::-webkit-details-marker{display:none}.iv-hcobs__faq-q:after{color:var(--iv-accent);content:"+";font-size:1.5rem;font-weight:300;position:absolute;right:24px;top:50%;transform:translateY(-50%);transition:transform .15s ease}.iv-hcobs__faq-item[open] .iv-hcobs__faq-q:after{content:"";transform:translateY(-50%) rotate(45deg)}.iv-hcobs__faq-a{color:var(--iv-text-muted);padding:0 24px 20px}.iv-hcobs__faq-a p{margin:0 0 12px}@media (min-width:600px){.iv-hcobs__metrics-grid{grid-template-columns:repeat(3,1fr)}.iv-hcobs__diff-grid,.iv-hcobs__pillars,.iv-hcobs__ref-grid{grid-template-columns:repeat(2,1fr)}}@media (min-width:960px){.iv-hcobs__hero{padding:96px 0 80px}.iv-hcobs__hero--has-image .iv-hcobs__hero-grid{gap:64px;grid-template-columns:1.1fr .9fr}.iv-hcobs__pillars,.iv-hcobs__ref-grid{grid-template-columns:repeat(4,1fr)}.iv-hcobs__diff-grid{gap:32px;grid-template-columns:repeat(2,1fr)}.iv-hcobs__cta-band,.iv-hcobs__diff,.iv-hcobs__faq,.iv-hcobs__problem,.iv-hcobs__refs,.iv-hcobs__solution{padding:96px 0}}